CASH FLOW ANALYSIS

    Solves for the PRESENT VALUE of an Irregular Cash Flow Stream.
    Solves for the INTERNAL RATE OF RETURN on a Irregular Cash Flow Stream (Single Column).
    Solves for the INTERNAL RATE OF RETURN on a Irregular Cash Flow Stream (Double Column).
    Solves for the PAYBACK PERIOD for an Irregular Cash Flow Stream.
    Solves for the DISCOUNTED PAYBACK PERIOD on a Irregular Cash Flow Stream.
    Solves for the PROFITABILITY of an Irregular Cash Flow Stream.

 LOANS/ANNUTIES (End of Period Payments)
    Solves for the PAYMENT ON A LOAN, assuming End of Period Payments.
    Solves for the PRESENT VALUE of a Stream of Payments.
    Solves for the ANNUAL INTEREST RATE on a Fully Amortized Loan.
    Solves for the NUMBER OF PAYMENTS needed to payoff a Loan Balance.
    Solves for the FUTURE VALUE of a specified Stream of Payments.
    Solves for the PAYMENT REQUIRED to reach a specified Future Value Amount.
    Solves for the INTEREST RATE on a Sinking Fund.
    Solves for the NUMBER OF PERIODS required for Payments to reach a Specified Value.
    Solves for the IRREGULAR FIRST PAYMENT on a Loan.

 LOANS/ANNUTIES (Beginning of Period Payments)
    Solves for the PAYMENT ON A LOAN assuming Beginning of Period Payments.
    Solves for the PRESENT VALUE of a Stream of Payments.
    Solves for the ANNUAL INTEREST RATE, on a Fully Amortized Loan.
    Solves for the NUMBER OF PAYMENTS needed to pay off a Loan Balance.
    Solves for the FUTURE VALUE of a specified Stream of Payments.
    Solves for the PAYMENT REQUIRED to reach a Future Value Amount.
    Solves for the ANNUAL INTEREST RATE needed to reach a Future Dollar Value.
    Solves for the NUMBER OF PERIODS required for Payments to reach a Specified Value.

 COMPOUND INTEREST
    Solves for the FUTURE VALUE of a Lump Sum Investment.
    Solves for the LUMP SUM INVESTMENT is needed today to reach a certain Future Value.
    Solves for the ANNUAL EFFECTIVE INTEREST RATE on an initial sum
      of money which has grown to a Future Value.
    Solves for the COMPOUNDED ANNUAL INTEREST RATE on an initial sum
      of money that has grown to a Future Value.
    Solves for the NUMBER OF PERIODS needed to grow an initial sum of
      money to a Future Value.
    Solves for the NUMBER OF YEARS needed to grow an initial sum of money.
    Solves for the PRESENT VALUE of a Future Amount.

 SIMPLE INTEREST
    Solves for SIMPLE INTEREST RATE on an Accumulated Sum.
    Solves for the HOW LONG it takes to accumulate a Future Sum.
    Solves for amount of PRINCIPAL NEEDED NOW to grow to a Specified Sum in the Future.

 DISCOUNT INTEREST
    Solves for amount of DISCOUNTED INTEREST associated with a specific investment.
    Solves for the AMOUNT OF MONEY given to the borrower at the initiation of a Discount Loan.
    Solves for the DISCOUNTED INTEREST RATE associated with a specific investment.
    Solves for the amount of TIME REQUIRED to reach a dollar value equal to the face value of the note/bond.
    Solves for the FINAL PAYMENT, or proceeds, from selling a T-Bill before maturity.

 INTEREST CONVERSION
    Convert DISCOUNT to Simple.
    Convert SIMPLE to Discount.
    Convert SIMPLE ANNUAL INTEREST to Annual Effective Interest Rate.
    Converts an ANNUAL EFFECTIVE RATE to a Simple Annual Interest Rate.

 BOND CALCULATIONS
    Solves for the CURRENT MARKET PRICE of a bond.
    Solves for the YIELD TO MATURITY on Coupon Anniversary Date.
    Solves for BOND DURATION.
    Solves for the T-BILL RATE.
    Solves for the T-BILL PURCHASE PRICE as a Percent of Par.

 DEPRECIATION SCHEDULES
    Solves for STRAIGHT LINE Depreciation.
    Solves for SUM OF THE YEARS DIGITS Depreciation.
    Solves for DECLINING BALANCE Depreciation.

 UNIT CONVERSIONS
    Unit LENGTH Conversions.
    Unit AREA Conversions.
    Unit WEIGHTS Conversions.
    Unit CAPACITY Conversions.
    Unit VOLUMES Conversions.
    Unit TEMPERATURE Conversions.

 DATE AND CALENDAR FUNCTIONS
    Display Any YEAR Calendar.
    Display Any MONTH of Any Year.
    Calculate NUMBER OF DAYS or Business Days Between Two Dates.
    ADD OR SUBTRACT DAYS or Business Days to a Given Date.
    Display USA Legal HOLIDAYS For a Given Year.
    Convert To and From JULIAN Dates.
    Display DAY OF WEEK For a Given Date.

 ROMAN NUMERAL Functions
    Convert NUMBER TO ROMAN NUMERALS.
    Convert ROMAN NUMERAL TO NUMBER.
    Display Roman Numeral TABLE.